This is straight from my paperwork:

$32328.00 Gross Capitalized Cost
Title fee $16.50
Tax $83.65
Tag transfer Fee $1.00
First Month Payment $399.00
Total Down $400.00
39 months
Buyout Value $20000.00

And, yes, 13K miles.

My dealer paid tax and title so I only gave them the first payment. I negotiated the 13K miles - I wanted an extra thousand buffer - It's a gorgeous car and I wanted to drive it without a huge restriction. I negotiated the maintenance package. What else is there to say, I told them what I wanted and they met my expectations. Picked her up a couple days before Thanksgiving and can't get enough of her.

And, for the record, the fact that EVS is surprised at this deal and all the math that goes behind it does not mean he knows JACK. I was just as shocked when I heard the terms myself. His curiosity is well justified and will help potential xfire buyers get the best deal for their buck.

EVS - sorry I don't know more specifics behind the terms. Usually my first reaction with numbers is to neatly figure it all out - but when I heard the great deal I didn't care if they didn't multiply correctly, or dropped a two or something, I just wanted to sign. If this doesn't satisfy your curiosity PM me and I'll give you my dealer's info and you can check specifics with him.