Sounds like a scam to me. The insurance company paid to have it torn apart and found no damage... why is it not running then? Surely not enough to total the car. And I agree with a previous comment, water had to get into places it shouldn't have, that's probably the real reason for the Insurance total I would bet. Still in all, a price of $10 - 11,000 would be worth putting the hemi or the Kleeman s/c maybe, $22,000 all in? Not bad.