Good luck with your toy! One of the best brake pad sets are the Centric ceramics. I got mine real good price at autopartswarehouse.com. Free shipping on orders over 50, and if you search coupon codes in yahoo you'll get an additional discount. The XF pad sets are (front 105.07400) and (rear 105.07790). Those guys were the best price I found (and I looked). I have a writeup in the brakes forum, check it out! Just make sure you don't put one of the pads in backwards like I tried to do (LMAO). Hope it all goes well! BTW, read the entire post, the guys confirmed all you need to do for replacing the rears is slide out that pin and slip em out/in. I had a VERY SMALL amount of dust for a day or two but nothing since. I didn't use the goo, they already have shims and I have NO SQUEALING.