I think the SRT-6 is one of the safest cars you could buy (geographically speaking). We have lots of "country" here in Cal and I think you'd fare well, where ever you're located. That brings into the issue of parts and their attendant availability. How's your wallet? is dad panicking over that and not really your safety? (I have the factory warranty for a reason...it's not a Toyota nor a Honda; and I own two Toyotas). You've saved for your first, like I did. If I'd kept mine, it would be a 40k plus car. If you can handle the maintenance, then I'd say do it. I'm glad I didn't keep my first one. But, it did teach me a lot about cars.