I was going to disagree, but no I think if that is all the miles you are putting on the Crossfire i would stash the money in an interest bearing account, till you need it. If I was only putting in 4M a year it will be a long time till you need anything if you are still treating it like a beby, which it sounds like your doing. As for me I am waiting too with a 2007, for the day I get sticker shock on how much it is going to cost me to repair something. Just a thought.

Kj