being in the Midwest and looking for an xf sucks, I've also done some looking for a little while now all the xfs in a 10-12k price range either have way to many miles or owners on it or have horrible problems in terms of exterior/interior damage , of all xf's I've looked at in Chicago and the Chicago land area I found 1 that was is in great shape , sounded beautiful drove perfectly but the only problem was the ad never said the trim or price , it was an srt an 4k out of my price range sad day for me , was like the universe teased me with perfection Lol
good luck finding your xf , I'm still on the hunt