Joe, its Sunday at 3pm. Feel free to drop on by and bring Helena along too!
Pizzaguy, I really didnt want a 30 year either but thats the only option with a VA loan unfortunately. You take what you can get when your credit is pretty marred. The VA is the only reason we were able to get a loan in the first place so I guess I'll take the bruises with the apple to save myself $300 a month on housing. With my forebearance on student loans coming close to ending we had to find a good way to make ends meet without going back to a bread and water diet. This fit out needs. When the loans are paid off in a few years we will just dump the extra into payments. No prepayment penalties or any crap like that to deal with.