Good info guys - We're kind of out in the sticks here, and the options for upholstery work are limited. The guys I've talked to were very picky about what they would work on. Would prefer paying someone to doing it myself as I am not as limber as I used to be - and it seems that taking the headliner out would involve a bit of contortion.

While my car stays in the garage most of the time, it obviously gets out in the sun - and it is black. However, they must have crappy glue or foam or whatever for it to fall down that soon. My 2001 F350 duallie has never been parked inside since I bought it new. Headliner is still good. Hmm - but it is white. Hmm. Might be a real connection afterall.