Hagerty gave me a quote of $1261/yr for a guaranteed value of $30k on my car. That's interesting. What's special about yours that makes it 1 of a kind? V8 Swap? 26 miles? Used in a movie? Previous owner someone famous? But I do agree, it's a darn small market and I'm terrified of the day these punk 16 year olds realize they can buy a really fast car for less than the Civic their parents want them to buy. Market will shrink even more as those bastards start totaling them lol.

That's a claim I'd hate to make...I can see a formal charge of insurance fraud not too far afterwards. Have you ever had to make a claim after totaling one of your cars? Did they actually give you "guaranteed value"?