So I recently switched the SRT and toyota to Progressive and saved a few hundred dollars. Super!

Then they offered me a Snapshot discount to save even more money. Super!

Simply take their USB device and plug it into the cars and allow it to log my driving times, distances, lateral G's (turning speed), and hard breaking. They promise that they will not use the device to raise rates- only lower or remain the same. They also claim that the device does not have a GPS signal to locate your whereabouts. Sounds easy enough until I get an email today asking me why I haven't plugged in my Snapshot USB devices yet.

I then realize that they dont rely on me to mail back the device with the logged data so that they can view my driving habits. Instead, they actually have a live feed of what is going on with the car. Interesting.... a device that doesnt have some sort of GPS is capable of transmitting a signal from my car to their computer wirelessly? Now I may not be a wiz kid, but I find this difficult to grasp.

Also, they can see the distance and time of each route. Well according to my calculations speed is a direct measurement of distance and time. Therefore if they see I traveled 80 miles in 1 hour, they should assume that I was going well over 80 mph for the trip.

Am I being paranoid here or is this making perfect sense? I intend on mailing these incriminating little bugs back to them in the morning. I'll pay the extra 10% just to avoid the feeling of a spy sitting under the dash.