Couple of things. Insurance companies dont use KBB to determine your car's value. Majority will have a CCC or Audatex total loss evaluation ran. The estimating software the appraiser uses (mitchell, CCC, audatuex) also will let them know when they hit the threshold percentage needed to deem the vehicle a total loss. To get a clear value on your car you should use NADA. In this case with the miles of your car NADA clean retail says it is worth 8,725. Please be aware that a CCC or Audatex total loss evaluation is going to low ball the value of your car.

Your car wont total unless it hits 70% of its acv value. So you would need about $6100 worth of damage for the car to total which on a crossfire is easy to obtain. They retailed for over 40k new a few years ago but go for below 12k now which includes srt-6's.

One of the reason crossfires total so easy as somebody has mention is because the parts will likely be new or used but they will likely have to be new because there just arent many wrecked crossfires to salvage parts from due to the low volume of this car and there are no aftermarket parts made for this car either. So since the insurance company cant save money using aftermarket parts or LKQ (used parts) you end up with an estimate with all OEM parts.

OEM parts on a crossfire are expensive and with our horrible resale value compounding things, they total easy once the adjuster factors in cost of repairs along with the cost of putting you in a rental and the potential for diminish value which you should file if its available in your state. The adjuster usually totals out the car.