Doesn't matter really what it is...it was under water.... The electronics alone are a ***** to repair, and not knocking it is a girl, but probably not mechanical in any way. That is a good settlement from the insurance and certainly enough to find another crossfire. Water damage in these cars can be catastrophic over time. The question was should she take the money, and I would do just that..... and move on and maybe up to an SRT6. Plenty of FL support down to help her out....