You are right Mike. I missed the come back on it being a roadster. I doubt it to be an SRT since it has SRT on the seats and the rear end. I would think you would notice that as well as many comment on the s/c'd model to most drivers. It would depend on mileage, but I doubt any insurance company is going much higher, and finding a motor, a mechanic that can do the work, and the future possibilities of electrical corrosion....I would still look at settling.....but in the case of the roadster, you are right in trying to get more from them....