Theft is certainly one reason. Honda Civics are often near the top of the lists for stolen cars. Second, the Civic coupe has a relative average loss payment
per insured vehicle year that is 1.5 times the average vehicle for 2002-2004 model years according to the Highway Loss Data Institute. The Crossfire's average loss payment is 1.21 times the average vehicle, which makes its insurance cost relatively lower than the Civic Coupe, and very few Crossfires will ever be stolen since they are practically giving them away, LOL. The Civic sedan costs significantly less than the coupe to insure.