I have only one good eyeball. If an airbag goes off wrong in front of me, it is my deep fear that I will be blinded by the impact/debris. Have always worn seatbelts (since early teens in mid 60's), an uncle used to race and always insisted everyone buckle up. Seatbelts in my opinion are the most necessary. I do not trust 'airbags', especially with all the airbag troubles out there right now (and I know there are no Takata airbags in our XF's).