Hey Max just glad its working out. I have always carried higher deductibles on collision but always had full comp. If I cause the damage shame on me but if not my fault I don't want to take money out of my pocket for the repairs. My insurance agent says I'm about the last customer of his to carry full comp. I haven't caused damage since 1973 but I've had a lot of weather, critter and vandal related damage so I guess its paid off for me.