grundy has been around for a very long time (just a fact, i have never been insured by them however). some things to ask and information to gather: what if any are the annual mileage driven restrictions.; how much "spare parts" coverage in your garage is afforded by the policy; what is their policy regarding driving the vehicle occasionally to work or a non car event type activity; if you have high limit bodily injury coverage on your daily driver policy will they write the same (matching) amount for your classic??? if you check around you will find that the major insurance carriers vary greatly in what exactly they allow and cover. they are all great until you need them for a problem, believe me. i have my collector/classic insurance through the national corvette museum insurance program (they insure more than corvettes even though i have mine (corvettes) with them also). i have found their coverages to be excellent and their customer service when you need them to be first class. i have had haggarty and sentinel in the past and fortunately never needed them for a problem.