No, I’m not kidding. The drop in oil prices alone (not including the effects of the coronavirus) had a huge negative impact on the stock markets. Many of us lost the equivalent of a new car and a lifetime supply of premium gasoline on Monday alone. I agree with you, I don’t like paying any more than I have to for anything, but instability in the markets have a huge negative impact on our 401k and IRA investments. With regards to jobs, one friend in the oil business took a pay cut this week just to keep her job. Others at her company were reduced to part-time and loss of benefits, while others were laid off. I know of others in the engineering field who have had refinery design and construction projects canceled, which will likely lead to layoffs there, as well. Layoffs in turn lead to an increase in unemployment claims, which we the taxpayer pay for. Yes, it would have been a LOT cheaper for me to pay an extra 25 cents for a gallon of gas.