Thank you all!
I'm guessing I'm running bit hot but not overheating so far (w ac off it is fluctuating between 199 and 202 when idling. About needle width above 1/2 mark) I'm planning to take it to shop and get a coolant flush with maybe thermostat change if needed. Upper rad hose felt hot and pressurized so I believe thermostat opens up when needed but just want to make sure. Its still funny that it never went up to this temp. Maybe I haven't noticed or didn't have a chance since I turn on heaters pretty often with ac on? Hmm anyways.. thank you all for your inputs!