I've got mine a year and a half and have 3,800 miles on it. I get pleasure from seeing it every day in the garage as I go by it to leave my house and every day I hear there will be no rain or precip I try to drive it. It is MY treat for ME just as yours is. If you are busting your chops to work and pay for it at the age of 23 who gives an ***t what anyone thinks about how you got it. Thats a terrific accomplishment at such a young age. Most of us are in our 40's and 50's and are thrilled that we've gotten to a place in our lives to treat ourselves to such a luxury as a car that can sit around as a weekend treat. If you've been able to get there at 23 you can be very proud. When I have people question my having such a beautiful car and not using it every day rain or shine and saving it for a sunny day I tell them people spend far more for works of art that hang on a living room wall for people to occasionally see. I see my work of art every morning when I leave the house and come home each afternoon. Knowing that I don't have to constantly be cleaning it also gives me great pleasure. So if you can afford it without sacrificing your education or something more important than I say drive the beater and keep the XF in the garage for those nicer days as a treat for what you've accomplished. Screw what your older coworkers think, you know the truth.