Hey guys and gals, im in the market for a Crossfire and I was just wondering what people are putting down and what your monthly payments are? Im 24 years old and just wrecked my audi trying to avoid a herd of deer in and off the road. I was paying 524 a month for my baby with an 18% interest rate. I know ousch but she was worth it!! Came to find out that the reason it was so high was that I had 3 bankruptcies on my credit report along with repossesions and forclosures!!! I got a $200,000 mortgage when i was 12 and had a truck repoed when I was 15!!! Obviously not mine. Anyway, im disputing all of this stuff and most of it has been taken off already. However some of the crap will remain and i need a new car now. The forclosure the three bankruptcies and the repo have been removed but there is some other minor stuff which is going to be a battle. Help me out if you can and if you dont want to post it on the site then please email me so I dont get robbed when i go to the stealership!!!! Thanks so much, I want to it right this time around. Time to stop making young kid mistakes.

Mike
xactsci@hotmail.com

 

WOW...at 18% interest...i'd pay cash for a nice bike. :wink:

stolen identity...it's scary to hear stories like this.

 

One word SAVE.

 

thats pretty vague. How much do i need to save, I got money on the way i just want an idea of how much you guys are paying this way i dont get screwed like last time. I really dont want to walk out of the dealership but if i have to go and get another used car then it is what it is....

 

Try a loan calculator like the one here:
http://autos.yahoo.com/finance/loan-calc/index.html

I have a 72 month loan at somewhere around 5%. I can't remember the exact amount, but I'm paying somewhere around $550-600/month. Go to your bank and see what you can pre qualify for. If you belong to a credit union, you will normally get a better rate than a normal bank. You may want to pay to see what your credit score is now that you have cleaned up your report a bit.

 

If you are really interested in getting a crossfire, I can let you assume my lease with no money down. Only 32 payments left and only 1300 miles on the car. Nothing wrong with it. Just not the car for me. Pix of the car in my album. PM if interested.

 

banks always go off of you credit score.

Some credit unions go off of debt to income rather than your score. They do look for the bankrupt stuff, an late payments etc which it sounds like you could expain but the main point is that all their members get the same loan rate once approved.

-marc

 

I'm with Dan, SAVE. Get your credit cleaned up some more, get a beater to get you around and in a year or two re-evaluate your situation. My husband and I still keep our 90 beater Eclispe around (glad we did after these Hurricanes), to drive around in.

FYI, my car is thru my company, I have a 3 year note at $535 per month. You do the math on what I may have put down. I got an excellent deal (paid well below dealer invoice) off the sticker for an 04 because my dealer was not moving them and wanted to get them off the lot before new ones came in (that still are not moving). I am paying just under 5% interest thru DMC's Business division.

 

i pay 385 a month on a 36 month lease no money down