If anyone checked their score on their site, you now pay $15 a month for doing so. There will be a charge on your CC statement called CIC triple advantage.. supposedly you can get refunded, I just canceled it though, I didnt want to go through the whole process. If this happened to any of you call up (877) 481-6826 and cancel it! I know this has nothing to do with out cars, but it pissed me off.

more info here http://www.knowzy.com/Personal_Finance/Credit/Credit_Monitoring_Is_A_Rip_Off-StepByStep-Canceling_CIC_TripleAdvantage.htm#1CallCIC

 

Sorry you found this out the hard way.

The only real free credit report is at www.annualcreditreport.com

You are entitled to one free report from each of the three major credit agencies (TransUnion, Equifax, and Experian) per year. There is NO FEE unless you want your credit score which still costs under 10 bucks if you want it. You will see your full report and be able to print or view it for the next 30 days.

One piece of advice, do not request all three reports at once. Do one now, wait 4 months and do another, and then wait another 4 months for the last. Repeat this cycle each year. This way you can keep a rolling eye on things as each year passes.

 

DS - thanks for the scam alert.

MM - good idea.

 

You don't need any of that Crap, The 3 credit companys will give 1 free credit report per year!! They are required to do so BY LAW. Just contact them via email or call them. Experian, Transunion, Equafax are the 3 companies. You do have to pay them to get your FICO score! Get their phone #'s by googling them.

 

Wow, didn't know that. I know it was free during the trial period and paid a fee after that. But I wasn't aware that they keep charging each month. Haven't seen the other charges yet.

 

Watch out for Lifelock too: http://idsafeguards.blogspot.com/200...-lawsuits.html

 

I wonder if that is that guys real social security number? LOL

 

I wondered the same thing. Turns out it is as he had his SS# stolen. Turns out the theives didn't go through the credit reporting agencies where Lifelock is supposed to catch them.

 

It even says it's only 'free' with a membership on the commercial. It's kind of like getting FREE FREE FREE FREE TIRES!!!




(with purchase of a new Chrysler)