i discussed it with the service manager... and he states... i should be the responsible party because i didn't ask for supplemental insurance when retrieving the rental car (it wasn't even offered to me).
i am going to contact my insurance company on monday... i didn't do so yet... b/c i didn't want to throw up a red flag and have an incident listed against my policy. i did speak with another insurance agent/friend and he stated i should contact my state farm agent and provide him with the details... he also stated, my good drivers discount would not be affected if i did run a claim through my insurance b/c i was not at fault... but i don't feel i should have to pay anything toward this...
i beginning to wonder why one even needs insurance...

if its this easy for an individual to be at fault and not suffer any consequences for their actions.
