I would always lease ,because the factory takes the loss, not the leasee if the car is not worth thepay off plus unless you dont' drive it you're better off to get anew one after 40000 miles why drive an old car?It ends up costing the same to drive an old one!As a new one!Here in ventura they have 50 cars xs' at 1 dearler! I wish i had waited!The 299.lease is a great value ,Only !0 a day compare that to any car you could have 2 xs'