IMO I would rethink the Z. As a whole BMW's have moved into the unreliable category led buy their luxury cars. I don't know how reliable the Z is but I don't want a car that is going to burden me with very costly repairs. Their fun to own until you have to repair them. My colleaques who have BMW's trade them about every 2 years so they don't have to fix them. If you can afford to trade every 2 years buy one, if not, look somewhere else.

Here is a "new" SRT that you could easily afford. These cars are reliable, affordable and go like he!!.

Go to autotrader.com, set price for $24,000, put SRT in the special equipment box and you'll find many SRT with less than 100 miles on them! Now that is a bargain. If you're willing to have up to 10,000 miles on it, you can get SRT's under $20,000.