Thanks for all your help, guys.

My credit score going into Carmax today was, I thought, at 640 - fairly decent. I went in, gave them the Xfire and the ZX to see what I got. I got 15k for Xfire and $1,200 for the ZX. Not too bad, I thought.

They would not finance me. The only place that did agree to do it, wanted a 3k down payment ON TOP of what I was bringing in. Needless to say...I couldn't do it. I don't have a penny to my name right now (except maybe under my couch), so no way could I pull 3k.

It's really disappointing, and I don't know what else to do. I guess we will just be stuck with this car since it's resale value is absolute dirt. Working two jobs is what I see in our future.

I wish I had researched this car a bit more. :/