This isnt a scam. but i do have a problem with someone getting a new car only 3 months ago making only 2 payments and now cant afford it. It seems like she couldn't afford it when she bought it, and she also stated that she has a second car a Taurus so it wasn't like she needed to get a car.

It just sounds like she over extended here credit, sorry but i cant see helping someone for that reason, if it was for other reasons like health or lossing a job or other good reasons i would help.