sorry to say Aimee but yes you should have researched what you were getting into ... this car is affordable to get into but not out of. its a toy car for toy car nuts but as a result comes with the reality that it is high maintenance and hard to sell due to the chrysler badging on a otherwise great vehicle. lux tourer market (its far from sport car out of srt trim i guess) is very sensitive about the chrysler heritage. hell i'm a chrysler fanatic and i am touchy about its chrysler heritage with the crappy service they give it.

the way i see it is ... don't try to fix one mistake with another. do what you have to keep the car and keep it for the long haul. this car should last you a good 15 years if taken care of properly at which point it will have earned its cost. sell the zx2 for 2k that it is worth and put it away to the XF payment fund and do not touch it for anything other than your monthly payment. the ZX will sell quick to some high school kid in need of a first car ... parents love ZX/neon/cavy as first cars for their kids. i know, i had a neon...

but just keep in mind what you are trying to do .... getting rid of a car you cannot afford is a bandaid fix for the problem at hand. you will lose so much money its not even mentionable to me ... and end up driving a ZX as your lesson learned still paying off the XF loss.

sell the ZX ... make a car fund. bust your behind working 3 jobs if you need ... been there done that ... you're young, if there is ever a time to work your *** off its now.

best of luck but i know luck isn't what you're in need of ... just some really hard work to get through this tough time.