Living in Phoenix, small stones and gravel on the highways are an issue here. So much in fact I've went through six or seven windshiels since moving here in '97. I was wondering if anyone has noticed if the XF paint is more prone to chip easier than some of their other cars they've owned??? I've had two other cars that sit low to the ground and have not had the problem as I'm having on the XF. Thanks for any inputs.