I read over some other threads about oil leaks but I think mine is a little different. I have an 04 automatic with 52k miles. I dont think its called an oil pan, but the shield under the car is covered in engine oil and theres oil spray all over the engine and components. Last oil change i noticed the filter was a little loose but its tight now, and theres a big mess under the hood.

Im guessing its a valve thats loosened? Im not sure about my warranty but ill have to take it in tommorow anyways.