I paid $1040 for 7/50,000. I don't drive the car that much but only bought the warranty really for the heated seats. They are expensive and problem prone. My wife uses the heated seats every time she is in the car. As far as repair for engine/ tranny I don't know, if the car is modded then they can deny any thing related. I would only buy a warranty based on the attitude of the dealership and the re pore you have with them as far as the mods go.