Ok so without going into too much detail about the accident (still hasn't been handled). I was in an accident that was 100% not my fault, and my xfire was totaled.


The car: 06 limited coupe, automatic, 40k miles, two toned light/dark interior, TVT265 and brand new nexen 3000s not to mention roughly another $1k in deadening material (this car had over 150sq feet of butyl rubber deadening mat, pounds of COTTON sound absorption and ensolite) The stock sound system was removed but i hadn't finish my install yet either (needed to mount my 701 combo and amp and it was done).


The insurance company? PROGRESSIVE which is my company but because the other guy hit me on purpose his insurance probably isn't going to cover him(my car...) at all so it's back to uninsured/underinsured on my own policy.

The offer for my car? $14,400



I've talked to just about everyone about this and everyone says the value is crap, but my insurance company will not even entertain another offer, i'm using autotrader/cars.com/vehix.com and i have values and i've explained this, but honestly they are completely unwilling to move on their offer, do i have any rights here? I mean if i could get my car for that price that would be fine but what coupes i am finding are either in the 18-21 range or they're older than my car (and i'd like to at least be able to replace my car with my car).


I really expected to get more for this car, am i kidding myself?