OK. wife and I about to leave from Lake of the Ozarks in Missouri to go to Clearwater Florida, just outside of Tampa. I looked at the owners manual and it says maximum load is 415 lbs. Holy crap! I weigh about 175 and wife about 135, doesn't leave much for luggage etc. Am I going to cause problems if we fill up the back end and take off??? I'm just talking about normal stuff like clothes etc. Thanks! steve