I thought the state in which an insurance company is filed to do business decides/approves what percent of value is deemed as a total loss. I've never seen one "totalled" at 50% but what do I know. Parts are very hard to come by and if its suspension parts who knows. I find it kind of interesting they put it up for auction before you sign over the title and get your check. I have to agree with AIG, take the check and maybe find another one. I have a buddy selling an SRT for just about that kind of money and this car is in pristine condition.