I'm sure it depends on what state/city you live in with "USAA". I have zero Tickets,accidents, zero claims and a high credit score. I have Farmers on my house and 3 vehicals and USAA was $1300 more on the House (same/same) coverage and $350 - $400 more on all the Veh's. a year, So I stayed with farmers hands down - USSA referred me (while I was on the phone they switched me) to "American Collectors Insurance" $553.00 year ( BUTTTTTT) you can only drive to car show's and max of 2k miles a year (no driving to work, church, get fuel, get repaired etc etc etc) I think that your not even "aloud" allowed to FART in it. (it does happens!). All the other companies where more or would not even talk to you about an SRT-6. SOOOOO it really is luck of the draw