If you ever have to get picked up by someone from this family your wife will be going though your life insurance policy before you leave the driveway.

 

Unfortunately, 90limited, when your insurer pulls up the VIN, the vehicle will most likely come up as a 'hot rod' ... surely not a collectable automobile. That sux, especially if your driving record is not exactly stellar.

So it may be the case that you will not be able to insure your SRT for a stated value for a reasonable premium amount.

Good luck.

 

I have had USAA for the past 28 years, both in Michigan as well as here in the Phoenix area. I couldn't come close to the low premiums they charged, even when I had two teenage drivers in the house.

By the way, is your friend with USAA named "Lucky"? (Sorry, I couldn't
resist)

 

I have six vehicles with Meemic and the three XFs are liability only (100/300) at $178/each every 6 months. My two are garaged and driving less than 3k a year, usually in the daytime in nice weather. Since I live in a suburban/rural area, there is not much traffic and I work from home, so no commute. I agonized over dropping the collision but when I factored it across five cars it saved me $1500-3000/year. Keep in mind I have an A4 and the 2007 XF with an 18 year old and 20 year old primary driver, so the collision was out of sight. I even decided to drop the collision for the summer on my A6 (a 2003 2.7T with 174k miles -- the winter beater) but will add it back on in November as it is used for the riskiest mileage in the winter. I looked into Haggerty's but they told me it had to be 20 years old.

 

'04 crossfire ~ 1500 year
'07 city golf ~ 1200 year
'97 S10 ~ 1200 year

All full coverage, nothing special

 

my Crossfire is at Progressive with max. liability only.

Its around $240 a month for me. But I have one speeding incident, I am underaged, on paper I only got my american license with 18 and drive prob. 20k a year..... But still....

 

state farm $738 a yr SRT-6 and mazda truck. @ 45yo

 

Farmers insurance has been very good ($286.monthly for 4 vehicles) to us since bringing the Crossfires into our garage.
Montana

 

are those yearly cost or 6 mo. ???????? I think I need to switch !!!!!!!

 

03 Chevy ext cab p/u 410
06 Subaru tribeca 412
00 Volkswagon Cabrio 382
05 Xfire rdster 337

Coll 1000 Ded
Xfire 5000 miles per year

 

Calif. zip code 95129, $500 deductible with $100K/300K liability and collision/theft coverage = $650/year with the Hartford Insurance group (AARP). I have no tickets/points, no accidents, over 50, with only my wife as another driver. Seems about "normal". Since they will total the SRT6 out pretty quick if you smash it (slow selling model, made only 3 years, parts rare, hard to get, MB/Chrysler marriage dead, not too many trained techs), I'm considering changing coverage as the car ages, if it doesn't fit into collector status at that point.

 

Try to find a broker, it s the best way, according to me there is no cheap insurance, it depends on ur situation: life, age, car etc, check this thread about cheap car insurance

 

I too have Hagerty with full coverage, for show and go and it is insured for $40,0000. with $500 accessories less than $700 a year ,, 3 years ago i was with state farm for $351 for just 6 months

 

Boston area cost for year:
2004 coupe ($800)
2007 roadster (850)

 

I'm 33 and live in MD, no tickets or anything and I use state farm and for liability on my jeep and full $500 deductible on the srt 6 coupe and renters insurance I pay $188.30/mo

 

I feel almost guilty, for 2 Jeeps and SRT6 I pay just under $600 per year with State Farm. There is a discount for mult. vehicles and they carry my homeowners policy.

 

Insurance cost is based on the coverage, minimum coverage costs next to nothing.

 

Agreed, however, I have higher than normal coverage due to my disability, I can't take any chances.

 

Ive got USAA. Its cheaper to insure than my 05 Acura RL. Im sure Hagarty will one day insure it as a classic.