im 19, i payed for my crossfire myself in full with 60k miles on it. i guess i got lucky and got a dealer that didnt rip me off (as far as i know) things happen though. Just have to be grateful for what we have. im sure you had fun with your xf's while you had em..ive had mine since june 1st '10 and i know just in the first week i believe i got my moneys worth(not doing illegal things of course) =)