One more thing!
Make sure that her insurance or the girl will pay for the lost value.
Let`s say you want to sell your XF in September 2011, your carfax won`t come clean.
Think about this, this accident can be fixed but you have to think about what`s next!

Getting your car repaired is good. Getting money for the loss value is another smart thing to do!

Your insurance can advise you. You might have to sue her.... Sorry, it sounds ugly but a fact is a fact.

Max