Are you talking to me? I am 37 years old with a family, education and high paying job that I earned through years of working up the corporate ladder. Started off with a tiny pathetic salary and worked my way up into management. My wife stays home with the baby and we do better then survive. I paid for my education 100 percent by me.... Working landscaping jobs through high school and college. Paid about 12k per semester... Not a cheap school. No student loans or scholarships. The only thing I owe is my small mortgage. No credit card debt.

And by the way... My crossfire is owned by me. No bank loan. The title is in my safe. my point to this whole discussion... If you knew me you would know I believe nothing is free. Everything has to be earned. Maybe one day if you work hard you can be like me.