I have honestly never heard of comprehensive insurance. Not sure I even have it. But I was trying to avoid insurance on the general rule of thumb that if there is a claim they up your premium (not sure that it would happen but its not worth the risk in my opinion). Statefarm upped my insurance on an accident I was never at fault for.

I will deffinately need to look into that though. I already paid so its out of the question this time.