you dont need a lawyer to get a settlement ! I got 2 settlements on my own just dealing with their ins. Then I went to my own agent & asked if this was a good deal ! My agent told me it was a great deal & to take it ! So when they are done paying the bills & paying off the car just ask them what kind of settlement offer they are willing to make ! I told them I did not want to hire a lawyer if I didnt have to if they would make me an offer ! All worked out twice for me no lawyers !!