Wow - this is a good rate! Is this insurance the real deal?

STARTEDCOVERAGESELIGIBILITYOPERATOR
$285
TOTAL ANNUAL PREMIUM
Your quote is an estimate, and is based on assumptions of the coverages and limits that you may want on your policy. To revise your quote, change the coverages below and click Recalculate.

After looking into more information, I am not eligible - my car is a daily driver. I thought since I drove only 7000 miles in the 18 months that I've had the car, I'd qualify...