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How about this auto insurance

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Old Mar 4, 2013 | 10:26 PM
  #1 (permalink)  
texas t's Avatar
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From: wills point tx
Question How about this auto insurance

Got info when at the corvette museum https://www.elitecollectorcar.com/cv...C-2773E62B5672
 
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Old Mar 5, 2013 | 08:45 AM
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ala_xfire's Avatar
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From: Lineville, AL
Default Re: How about this auto insurance

Originally Posted by texas t
Got info when at the corvette museum https://www.elitecollectorcar.com/cv...C-2773E62B5672
I got a quote : $260 per YEAR !!

$0 deductible collision
$0 deductible "other than collision deductible"
BI - 100/300
UMUIM - 100/300
PD - 100000
MEDPAY - 1000 ( seems kinda low )
RDASST - YES
Milage plan - 3000
Value - $16,500

Seems too good to be true.
Keep us posted if you take the leap ......

EDIT : I got a quote from Hagerty with the same coverage as above : $480 per year .......
 

Last edited by ala_xfire; Mar 5, 2013 at 09:01 AM.
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Old Mar 5, 2013 | 11:19 AM
  #3 (permalink)  
JEFASOLD's Avatar
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Default Re: How about this auto insurance

Originally Posted by alaxfire
I got a quote : $260 per YEAR !!

$0 deductible collision
$0 deductible "other than collision deductible"
BI - 100/300
UMUIM - 100/300
PD - 100000
MEDPAY - 1000 ( seems kinda low )
RDASST - YES
Milage plan - 3000
Value - $16,500

Seems too good to be true.
Keep us posted if you take the leap ......

EDIT : I got a quote from Hagerty with the same coverage as above : $480 per year .......
I also got a quote for a SRT6 modified and it was $473 a year, still not terrible. One interesting thing, if it is carported as opposed to garaged, it jumps to over $700!!! Unmodified drops it to $406.
 
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Old Mar 6, 2013 | 12:28 PM
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AlG's Avatar
AlG
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From: Merrick, NY
Default Re: How about this auto insurance

Check the mileage limits you can drive, if any, that are on the policy. I'm an insurance broker and write classic cars with a company called American Collectors. They limit the yearly mileage to 2500, the car can't be used for anything other than driving to auto shows or just a cruise. If you stop to pick up a gallon of milk and the car gets hit they'll say you were using it for errands and won't pay. But even here in Brooklyn, NY where there's some of the highest rates in the country I have a 69 Caddy convertible with an agreed value of about $18,000 insured for about $136 a year.
 
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Old Mar 6, 2013 | 01:44 PM
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Abaton6's Avatar
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From: Hartland, Vermont
Default Re: How about this auto insurance

I checked them out. My Liberty Mutual guy has them beat, with unlimited miles.
 
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Old Mar 6, 2013 | 02:23 PM
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witchal's Avatar
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From: Middletown, DE
Default Re: How about this auto insurance

Coverage at state minimums for both a 2004 limited daily and an 2005 SRT6 occasional use came back as $461. And that was annual!

Does being a member of this forum or CICCI count as a car club? If so the rate drops to $428
 

Last edited by witchal; Mar 6, 2013 at 02:33 PM.
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Old Mar 6, 2013 | 03:14 PM
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BoilerUpXFire's Avatar
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Joined: Jan 2009
Posts: 6,285
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From: Carmel, In.
Default Re: How about this auto insurance

Originally Posted by AlG
If you stop to pick up a gallon of milk and the car gets hit they'll say you were using it for errands and won't pay.
I can see for a certain car, but to not be able to do ANYTHING in my 'fun' car would be like torture.

I love taking it to work once a month when it is nice out or running over to a brewery/distillery/winery with friends in a 'nice car convoy'

The rate is right, that is for sure, but I could NEVER consider a policy like this unless it was a lot older and not as much fun to drive...
 
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Old Mar 9, 2013 | 12:34 AM
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coolx's Avatar
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Posts: 444
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From: SAN ANTONIO, TEXAS
Default Re: How about this auto insurance

Wow - this is a good rate! Is this insurance the real deal?

STARTEDCOVERAGESELIGIBILITYOPERATOR
$285
TOTAL ANNUAL PREMIUM
Your quote is an estimate, and is based on assumptions of the coverages and limits that you may want on your policy. To revise your quote, change the coverages below and click Recalculate.

After looking into more information, I am not eligible - my car is a daily driver. I thought since I drove only 7000 miles in the 18 months that I've had the car, I'd qualify...
 

Last edited by coolx; Mar 9, 2013 at 12:45 AM.
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