05blacksrt6.
It's not how good the driver is... it's how responsible they are. You can be a professional race car driver and be excellent in handling cars, but if you are irresponsible, you will eventually wreck a car... statistics prove that people between 16 and 25 are more irresponsible than people over 25, especially men.
I remember when I was 18 and had my first V8... boy I'm glad that car handled crappy... or I would have gotten into LOTS of trouble... and probably wrecked it.
I can 'play' now, but I know when to 'play' and when not to. Wisdom is the key.
Age a terrible price to pay for maturity.