Originally Posted by
DKAwildcat
I’m looking at switching to Hagerty for my 2008 Limited roadster, which I consider is in excellent condition with 46,840 miles on it. KBB lists the private party value on the high end at $14,184. Cars.com lists many with higher mileage well over that. Hagerty’s premium is $390/year for a $14K value, $403/year for a $15K value, and $416/year for a $16K value. I’m leaning towards insuring it at the $15K value. What are your thoughts on KBB’s values for our cars?
I don’t agree with the KBB or Cars values. I look at auction prices.
www.bringatrailer.com and
www.carsandbids.com have all of their past and current sales listed I use to gauge value. I suspect mine to be around $10k sale/auction price. It’s in great shape no dents everything works. There are go fast bits on it.
I did go with Hagerty and still have them. I have $15k coverage on mine. I’ve not had to file a claim with them yet.
I’m considering selling the car soon. I bought it with 49k it has 51k now. It just spent a week in the shop waiting for a brake booster. The shop had difficulties locating the part and finally found one. Parts are more scarce as the years go on.
if you’ve not insured yet, I would recommend hagerty. Alstate wanted 600/6months.