Originally Posted by
DKAwildcat
Just as I’m looking into getting Hagerty insurance for the Crossfire, I got in a little bumper bender today (a lady turned in front of me without yielding the right-of-way). Luckily, I was driving my 2018 Jeep Wrangler JLU and not the Crossfire, and more importantly, no one was injured. It’s been 37 or 38 years since my last and only accident up to now, and that happened while I was sitting at a stop sign. Do you think this will impact my rate with Hagerty when they find out, even though I was not at fault?
I wouldn't think so, as long as police report states other driver was a fault. Hopefully, you had a police report generated from the accident. Minor "fender bender" between owners gets more difficult to prove who was at fault. A lot of insurance firms don't really care which driver was at fault if it's not documented under an official police report.