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Classic/specialty car insurance?

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Old 12-31-2017, 09:37 PM
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Location: South-west Ontario
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Default Classic/specialty car insurance?

Wondering if anyone is insured as a specialty or modern specialty car, in Ontario? Assuming these are 'toys' for many of you, and were there any issues getting insured as such. I have classic insurance on two vehicles now but they are 33 and 47 years old, so qualifying wasn't a question...I've no experience insuring a newer specialty car.
 
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Old 12-31-2017, 11:32 PM
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Default Re: Classic/specialty car insurance?

American Classic and JCTaylor both will insure a modern "exotic".
 
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Old 01-01-2018, 07:18 AM
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Default Re: Classic/specialty car insurance?

Originally Posted by SouthCoast XFire View Post
Wondering if anyone is insured as a specialty or modern specialty car, in Ontario? Assuming these are 'toys' for many of you, and were there any issues getting insured as such. I have classic insurance on two vehicles now but they are 33 and 47 years old, so qualifying wasn't a question...I've no experience insuring a newer specialty car.
My SRT6 is insured with Hagerty through Lant as a special interest vehicle at an agreed upon value. No appraisal is required. They are located near Toronto.

https://www.lantinsurance.ca/
 

Last edited by bluecoupe; 01-01-2018 at 08:29 PM. Reason: added link
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Old 01-01-2018, 02:17 PM
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Default Re: Classic/specialty car insurance?

Thanks bluecoupe; glad to hear that, as I'm with Hagerty now for my two 'oldies'.
 
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Old 01-01-2018, 07:46 PM
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Location: Michigan
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Default Re: Classic/specialty car insurance?

I too am with Hagerty in Michigan, same deal they assign a value to your vehicle, it must not be a daily driver, it must be an additional vehicle to the number of drivers in the family, if you have 2 drivers it must be the 3rd of 4th car
 
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Old 01-01-2018, 07:51 PM
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Default Re: Classic/specialty car insurance?

Originally Posted by hnikesch View Post
I too am with Hagerty in Michigan, same deal they assign a value to your vehicle, it must not be a daily driver, it must be an additional vehicle to the number of drivers in the family, if you have 2 drivers it must be the 3rd of 4th car
And it must be garaged on your property you live at.
 
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Old 05-12-2018, 04:03 PM
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Default Re: Classic/specialty car insurance?

Originally Posted by hnikesch View Post
I too am with Hagerty in Michigan, same deal they assign a value to your vehicle, it must not be a daily driver, it must be an additional vehicle to the number of drivers in the family, if you have 2 drivers it must be the 3rd of 4th car
Might I ask what value? I had to kick and scream to get Hagerty to $15K. They wanted ME to prove the value since their dealer only auction websites were showing $8500 auction value. Then when they did say OK and gave me a price they reneged on the deal because of no garage and upped the price $300!
 
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Old 05-12-2018, 08:13 PM
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Default Re: Classic/specialty car insurance?

Problem is that the Crossfire is too new to be considered an antique. (most require 1998 and earlier).
 
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Old 05-13-2018, 09:18 PM
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Default Re: Classic/specialty car insurance?

Originally Posted by Padgett View Post
Problem is that the Crossfire is too new to be considered an antique. (most require 1998 and earlier).
Hagerty had no issue with the age of the car.
 
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