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what is your monthly payment?

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Old 11-22-2008, 03:41 PM
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Default what is your monthly payment?

i got the car in april 08, 47000miles at $ 16725...i pay 353.24 a month financing at 11%...im only 19
 
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Old 11-22-2008, 04:51 PM
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Default Re: what is your monthly payment?

well, you are 19...which is just a couple years under my youngest son...so I won't say anything other than a parent surely was with you when you purchased your ride....cause around here, you paid too much for the car and the interest rate is ridiculous....but at your age, I quess you are lucky they loaned you the money on your own...now if a parent co-signed for you...then shame on them...but hey, you have the best car going and it will get the girls....and old guys like me....we just write a check...
 
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Old 11-22-2008, 05:06 PM
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Default Re: what is your monthly payment?

I don't buy cars I have to make payments on...

James
 
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Old 11-22-2008, 05:07 PM
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Default Re: what is your monthly payment?

Originally Posted by oledoc2u
well, you are 19...which is just a couple years under my youngest son...so I won't say anything other than a parent surely was with you when you purchased your ride....cause around here, you paid too much for the car and the interest rate is ridiculous....but at your age, I quess you are lucky they loaned you the money on your own...now if a parent co-signed for you...then shame on them...but hey, you have the best car going and it will get the girls....and old guys like me....we just write a check...
well for the record sir, the car was and is fully funded by me, just a young man writting checks, sorry but no old man in the picture, there was not a parent with me to finance the car...i do not feel ashamed, however i am aware i paid too much for it... i am lucky but my only regret is not getting an SRT only because i knew nothing about it..i work hard for my money man..and i have never used the car to get a date, so the vehicle purpose is singularly commited to the driver.
 
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Old 11-22-2008, 05:23 PM
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Default Re: what is your monthly payment?

My brother and I purchased our cars together last week for $17,000 for a 2008 limited coupe manual and we put down 4,000 down each so we financed $13,000. I got an interest rate of 5.99& by my self being 23, and my brother who is 20 needed a co-sign and was able to get 8.99. My payment is like $256 a month and my brothers is like $276 a month. My car has 50 miles on it and my bro has 35 miles on his.
 
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Old 11-22-2008, 05:33 PM
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Default Re: what is your monthly payment?

Originally Posted by entropy
i got the car in april 08, 47000miles at $ 16725...i pay 353.24 a month financing at 11%...im only 19
Hopefully you picked up the "gap insurance" on your policy.

James
 
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Old 11-22-2008, 05:36 PM
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Default Re: what is your monthly payment?

yea i got it for 95 a month with geico....i only drive 50-60 miles a week on it, its a weekend car
 
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Old 11-22-2008, 05:41 PM
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Default Re: what is your monthly payment?

Originally Posted by entropy
i got the car in april 08, 47000miles at $ 16725...i pay 353.24 a month financing at 11%...im only 19
Come on Bill why you giving him a hard time? lol You want to hear bad lol When I bought my limited i paid $21,000 at a 16% interest rate, monthly payment was like $451, that is like $100 going towards the car payment. It is ok to be young and stupid every now and then, and there is nothing wrong with working hard to pay for what ever you want That is how i started
 
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Old 11-22-2008, 05:41 PM
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Default Re: what is your monthly payment?

don't get your shorts in wad my young friend...if you liked the price and willing to pay for it with your hard earned money, then good for you...us old men just like to "deal" on cars....you know, get the best price....glad you are happy...but sometimes the younger generation gets taken advantage of...sounds like you are happy with your deal...but you asked the question...we old guys just responded...
 
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Old 11-22-2008, 05:43 PM
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Default Re: what is your monthly payment?

Jonny.....what were you thinkin'??? I still have 3 jobs...still paying for other toys, just not the XF...
 

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Old 11-22-2008, 05:55 PM
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Default Re: what is your monthly payment?

Zero payment, wrote a check for $15K or so for my 05 SSB limited 'vert with 15k miles. You can do that when you get older. LOL. Also wrote a check for the new wheels/tire's. Haven't caught me yet for wriitin' them checks! They must have cleared the bank by now! At least you are eshtablishing your credit which is a good thing, just don't be late on the payments!
 
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Old 11-22-2008, 06:59 PM
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Default Re: what is your monthly payment?

Damn... $570/mo for it. $27k @ 5%. Wish I had waited until I moved back from Ireland to buy it....
 
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Old 11-22-2008, 09:32 PM
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Default Re: what is your monthly payment?

$21,000 paid in June 2007 with 14,000 miles on it. Put $2,000 down and payments are $347 with a 4.99% rate.
 
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Old 11-22-2008, 09:43 PM
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Default Re: what is your monthly payment?

thats is a good interest rate 4.99% which bank did you go with on that. i was looking at the srt 6 but man i got a deal i could not pass up on a 08 limited and figured that with such a bargain it will save me on depreciation when i go to resell. i am already planning my next car purchase around 2013 a nissan GT-R used ofcourse lol.
 
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Old 11-22-2008, 09:47 PM
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Default Re: what is your monthly payment?

16k w tax base 07 with 10k on her. 300ish a month i believe my car blew up in front of the dealer so i was just trying to get out of there and make it to work on time . it's a hell of alot more fun than driving a 2001 yellow aztec with 160k on the od. that car was birth control on wheels .
 
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Old 11-22-2008, 11:52 PM
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Default Re: what is your monthly payment?

370, 6.25 apr
 
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Old 11-23-2008, 05:13 AM
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Default Re: what is your monthly payment?

After my tradein, financed $9,125 @ 4.74% for 36 months. I'll pay it off in 12 to 18 months I like to keep my cash in the bank for "Murphy" moments.
 
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Old 11-23-2008, 05:16 AM
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Default Re: what is your monthly payment?

holly molly, only if i knew about srt, thats pretty much what im paying...i should think about a trade in .....wow...but the car is worth like 11000....lol...i feel bad for the guys that bought theirs new in 04....but im sure they had a blast with it
 
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Old 11-23-2008, 05:42 AM
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Default Re: what is your monthly payment?

$35,000.00 with 6yr. extended warranty. Looked at financing. Looked at what the bank was paying me for my money and paid with a cashiers check. 06 SRT-6 with 60 miles. And I blame this forum for paying too much!! You guys got me in a frenzy for one of the few 06's. But I love the car at any price! No regrets whatsoever.

Les
 
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Old 11-23-2008, 06:13 AM
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Default Re: what is your monthly payment?

My first car loan, way back in the late 80's, was at 19%! I think the banks have a special rate for teenagers. I was lucky to be able to sell it (Audi 4000S) after a couple of years and have enough to pay the outstanding balance.

Don't beat yourself up on the price you paid. I don't think you paid an obscenely unreasonable amount, and you have a lot of car for the money! Kudos to you for not chasing the typical teenage dream of a hot rod civic.

Dennis
 


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