Well, I’ve come to that point of the year where the insurance needs to be sorted. Being a stingy type, I’m a bit annoyed that the premium has gone up somewhat this year. I’m not going to pay upwards of £660 if I can help it.

So far, I’m down to around the £330 mark for fully comprehensive. Can anyone recommend any cheaper options? Being self-employed, there is a portion of business mileage involved, but not a huge amount. I estimate around 1000 miles a year if that.

 

I use swift cover. Fully comp costs me £280 but it does not include any extras such as legal protection, no claim bonus protection etc.

 

I think I pay just under £300 including no claims protection etc.

 

We also use Swiftcover.

Our premium is £296.59, this includes:

Fully comp cover
Legal cover
Personal Accident cover
Replacement car
Breakdown cover

We are getting on a bit at 50 for my wife and 54 for myself but this is about 60% of the price we paid to NFU Mutual before changing and we both have full NCB.

Got the cover online.

Alan.........

 

Swiftcover here too - £28 a month

 

Hi All
Just can not wait until i'm old & my insurance company look at me & say "there there it nice to see the old chap out & about do'nt charge him too much as his fixed income will not cover it , He's only strong enough to push the gas pedal half way down" . Arrh Saga one more year here i come .


Cheers

Andy

 

Fixed income, that would be nice. The way Sue spends I will still be working until I am 70!

Al...

 

WOW thats a very good quote for one of our cars mine is due in june
swift cover is that the on were your policy is held on the net and if needed you have to print it out ?

 

Andy...Zero Zero..


I think your post is so unkind and I thought we were friends!!

Tearful Sad Old UKKen

PS. I still have my own teeth!..hearing add, zimmer frame amd a lovely wife to support me as I climb the wooden hill!

 

HI KenUK
Please Ken this post was not pointed at anyone , just a comment on the average age of Crossfire owners in the Uk , I have a bad back now & again & when its plays up noway can fold myself up to get in our Crossfire .


Cheers

Andy

p.s. I'll shut now ok or i might get black balled

 

Andy ..Zoro Zero
A fun reply..Was certainly not taken seriously...Hope to see you and yours at a future meet.

Must rust now, just off to get my bus pass!!

UkKen

 

There is a lower cut off age here, isn’t there.

At the moment, I am finding SwiftCover the cheapest too. Iggy Pop is advertisng them on Sky TV during Futurama and Stargate. He seems old enough for a Crossfire, you know. *KOFF* *Splutter*

I just had comparethemarket.com phoning me up wanting to throw a lot of quotes at me over the phone, and no doubt pushing me into paying now. This I don’t need. I like to make such decisions in my own time.

I’m taking the cheap quoters on the comparison sites and going to them direct as well, just to see what I can save that way (comparing the comparisons...). Swift Cover is around £290 direct, or £330 via moneysupermarket.com. You have to watch the excess though - comparison websites seem to assume £500 - I’ve yet to see a returned quote for less than that. Swift Cover’s excess is £250 on their web site, and it’s cheaper. SwiftCover’s APR is around 27% on monthly payments. I may have to find the full whack to save more.

The next task: tell current insurers that there is no way I am staying with them unless they can match the price. I hate this. They try to talk you into staying, and I had enough of that when I switched mobile phone carriers.

 

Amanda is a bit like that too - she tends to crink up. She’s still tuning the seat to be comfortable.

I think there is a lower age limit here - I wanted to get one when I was slightly younger so I could dodge the "midlife crisis" bullets. I failed on that one.

 

Phew...makes me glad I'm still only 27!