2007 XF, 2008XF + 2006 HHR

fARMER'S......$1,348 / 6 M.....$1K Deductible

GEICO...........$554.30 / 6 m....$1.5K Deductible


Farmer's raised my premiums ....so I went shopping...

That's $1,588 less / year with Geico !!!!

Yesterday I also finally killed my Land Line phone......that saved almost another 500/yr.

 

i saved almost two grand switching from the hartford to geico, couldnt believe it!

 

I'm stunned.......happy stunned!!

 

362 a year with ERIE 1k deductable.... but I am old.... 1400 a year for 4 cars...

 

Hartford $465.00 per year with $495.00 deductible.

 

I have read bad things here when it comes to claims with Geico. I hope you never have to experience that.

 

What sort of bad things?

 

I have only positive comments for Geico after dealing with them for a motorcycle claim.

 

Mines $274 for 6 mo state farm & next yr they tell me Im up for more discounts on 04 crossfire !!! Just traded my old 97 ford ranger 2wd for a 2011 toyota tacoma 4wd ins was $278 for 6mo on ford now $303 for toyota & I now have full coverage before only PL & PD !!! Dont know if Im saving a bundle or was get raped on ford !!!! Saving now thou!!!!

 

The OLD, OLD story, You only know how good your insurance company is when you make a claim.

SOME cheap insurances, have some wierd "Small Print" clauses in them. You MUST read your policies very closely. Your insurance company can ALWAYS read your policy different to you.

No matter how much you think your Crossfire is worth to you, Insurance Companies see it differently. Due to the difficulty in the supply of Body Panels for a Crossfire, if your car gets damaged, the chances are that your car WILL be written off, and you will only receive a POOR Market Value LESS your deductable. NOT MUCH LEFT.
I personally have mine insured with"Haggaerty", who now consider my SRT6 as a Classic car, my deductable is LOW, and I have it insured for a Guaranteed price of $21,000. BUT I don't think for a minute, even with that, that I would come out of an Insurance payout happy. Remember also, you get what you pay for.
I do have my other 3 cars insured with Geico for about $2000 Year, and a recent check through "Progressive" was going to cost me another $1200 year if I went with them. ?? Mmm Mmm

 

I concur. Allstate decided to raise my rates, I called Geico and for $59/month with a $500 deductible I get the exact same coverage. Yeah, I switched.

 

Four cars on Geico. A six month old new crossfire totaled. They paid sticker price. A few months later a really stupid person hits one of the other cars. I was nervous but everyone at Geico assured me that when it is not one's fault they do not blame you in anyway and therefore the rates did not go up and haven't for ten years now. I did buy another new crossfire after that. (2007) Road gator comes on to hood. Fourteen hundred dollars in damage . Geico paid it the same day at my body shop.

So there are bad stories about all insurance companies, the individuals envolved also contribute to the nature of the relationship.